Paul Zingarelli - KELLER WILLIAMS REALTY



Posted by Paul Zingarelli on 12/30/2018

If you've ever experienced the frustration of paying more than necessary for home repairs, remodeling, or upgrades, you're not alone! Most of us have done it at one time or another, and it's not a pleasant feeling!

The good news is that if you make up your mind to do a little research, ask questions, request a free quote, and get two or three estimates, then you probably won't have to repeat the same mistake. Unless it's a dire emergency, it's always better to take your time in choosing a contractor or repair technician for a home project.

While it may be a little more time consuming to get recommendations, compare prices, and talk to several contractors, it's well worth it -- both in terms of monetary savings and peace of mind. Since the typical homeowner incurs many expenses, every year, to maintain their plumbing, electricity, roof, floors, HVAC system, landscaping, appliances, and much more, the amount of money you can save from comparing estimates and researching contractors can really add up!

The ideal scenario for hiring a home contractor is to get a recommendation from a trusted friend, family member, or neighbor. That doesn't necessarily guarantee that you'll be getting the best value for your dollar, but it's a darn good starting point! Online reviews of contractors can also be helpful, but sometimes they lack the detail and credibility that's essential to a meaningful recommendation. No review is complete unless it says whether the customer would hire the contractor again and if they (the customer) would recommend them to family and friends.

Since no one's perfect, it's also helpful to know what the contractor could have done better. A lot of times people will say something like, "I was satisfied with the end result, but the project took a lot longer than expected and the contractor always showed up late." Asking questions, comparing prices, and asking for references are among the ways to increase the likelihood that you'll be satisfied with the contractor you choose and the quality of work they provide.

Depending on the scope of the project and its estimated cost, you may also want to check whether the contractors you're considering are accredited with the Better Business Bureau and if anyone has filed a complaint against them. Being accredited does not mean that the BBB endorses the business, but it does indicate that the business does meet certain standards and that they have agreed to make a good faith effort to resolve consumer complaints. In order to be accredited by the BBB, businesses need to submit an application, meet accreditation standards, and pay a fee. To keep their designation, they must maintain at least a "B" rating with the Bureau and continue to comply with its standards of professionalism, honesty, and customer responsiveness.





Posted by Paul Zingarelli on 12/23/2018

You know that your credit score is incredibly important when you want to buy a home. Thereís certain things that you could be doing in your everyday life that are hurting your credit score. Hereís what you need to avoid in order to keep your credit score up:


Donít Allow For Too Many Credit Inquiries


When youíre at the checkout lane at the store, and the clerk informs you that you can save a lot of money if you just open this instant credit card on the spot, that can pose a problem. The issue with this is that the store will be instantly checking your credit score as well. These inquiries hang on your credit report for a certain amount of time. Certain inquiries can also make your score dip. Too many credit inquiries can make lenders suspicious of your ability to be a dependable borrower.



Unpaid Bills Can Add Up


If you forget to pay small credit card bills here and there, it could add up. Think of things like library books, medical bills, and credit card payments. That unreturned library fee that you never paid could come back to haunt you. A medical bill that was sent to collections can become a problem on your credit report. Most of the time, all you need to do is pay these fees up for your score to bounce back. 


Credit Report Errors


Your credit report could have incorrect information about your financial situation and records. Your credit score could be dragged down just because of some errors on the report. If you do find an error on your report, youíll be able to submit a claim to rectify the error. 


Using Too Much Of Your Available Credit


Just because a credit limit is at $5,000, doesnít mean that you need to max it out. Even if you pay your bills each month, using too much of your available credit can really harm your score. For your credit score to be calculated and to see how loan worthy you are, your total available credit and how much of that total credit is being used will be put into a formula. Beware of how much of your credit you use in order to keep that score up.


Not Touching Your Credit


You actually need to use your credit in order to build your score. You need credit history in order to have something for loan officers to work with. Accounts that become inactive over time will be closed by default and actually negatively impact your score. 


By using your credit responsibly, youíll keep your credit score up and be in good shape to buy a house.





Posted by Paul Zingarelli on 12/20/2018


132 Prynnwood Rd, Longmeadow, MA 01106

Single-Family

$699,000
Price

8
Rooms
4
Beds
4/1
Full/Half Baths
Come view this amazing home along the 2ND HOLE OF LONGMEADOW'S FINEST COUNTRY CLUB! This remarkable and stunning 4646 sq ft Elroy Webber home resides on 1.61 acres and offers cinder block and steel beam construction, 4 bedrooms and 4.5 baths, the ultimate one-level living experience.This solid home offers Impressive floor-to-ceiling windows and doors with an abundance of skylights bathing the house in natural light. Other features include fine quality wood ceilings, poured solid floors and a gorgeous full-size indoor heated, gunite pool. The recently updated eat-in kitchen includes new cabinetry, updated appliances, barbecue area, pass-through bar to dining room, walk-in pantry and glass subway back splash. Family room hosts a gorgeous wood burning fireplace open to the dining area, which is surrounded by floor-to-ceiling windows and doors. The Asian-inspired landscape design features bamboo, professional lighting and pools of smooth stones for the ultimate calming experience
Open House
Sunday
December 23 at 12:15 PM to 2:00 PM
Cannot make the Open Houses?
Location: 132 Prynnwood Rd, Longmeadow, MA 01106    Get Directions

Similar Properties





Categories: Open House  


Posted by Paul Zingarelli on 12/20/2018


977 Longmeadow St, Longmeadow, MA 01106

Single-Family

$269,000
Price

10
Rooms
5
Beds
4/1
Full/Half Baths
SHORT SALE!!!. 5 TO 6 BEDROOMS AND 4.5 BATHS All Situated on .7 Acres Along One of Longmeadow's Most Well Known Attractions "THE GREEN". This Home is Filled with Hardwood Floors, High Ceilings and Details Throughout. The Gorgeous Formal Dining Room with French Glass Doors Opens to a Huge Living Room with Fireplace and Access to your Private Outdoor Patio. Off the Kitchen is a Relaxing Study with another Fireplace and Access to your Private Deck, Perfect to Unwind or Enjoy your Favorite Movie. The 2nd Floor host 6 bedrooms and 4 Full Baths including a Master Bedroom Bath.. The Beautiful oversize Flat Lot is Perfect for Gardening, Sports or Entertaining. Attached 2 Car Garage. Please see Plot Plan to Explore your Building Options. Enjoy all the Conveniences this Home's Location has to Offer such as Longmeadow Days, Longmeadow Montessori Internationale, Center Elementary School and The Storrs Library to name a few!!!!! All Offers Pending Short Sale Approval.
Open House
Sunday
December 23 at 2:15 PM to 3:45 PM
Cannot make the Open Houses?
Location: 977 Longmeadow St, Longmeadow, MA 01106    Get Directions

Similar Properties





Categories: Open House  


Posted by Paul Zingarelli on 12/20/2018


977 Longmeadow St, Longmeadow, MA 01106

Single-Family

$269,000
Price

10
Rooms
5
Beds
4/1
Full/Half Baths
SHORT SALE!!!. 5 TO 6 BEDROOMS AND 4.5 BATHS All Situated on .7 Acres Along One of Longmeadow's Most Well Known Attractions "THE GREEN". This Home is Filled with Hardwood Floors, High Ceilings and Details Throughout. The Gorgeous Formal Dining Room with French Glass Doors Opens to a Huge Living Room with Fireplace and Access to your Private Outdoor Patio. Off the Kitchen is a Relaxing Study with another Fireplace and Access to your Private Deck, Perfect to Unwind or Enjoy your Favorite Movie. The 2nd Floor host 6 bedrooms and 4 Full Baths including a Master Bedroom Bath.. The Beautiful oversize Flat Lot is Perfect for Gardening, Sports or Entertaining. Attached 2 Car Garage. Please see Plot Plan to Explore your Building Options. Enjoy all the Conveniences this Home's Location has to Offer such as Longmeadow Days, Longmeadow Montessori Internationale, Center Elementary School and The Storrs Library to name a few!!!!! All Offers Pending Short Sale Approval.
Open House
No scheduled Open Houses

Similar Properties





Categories: Price Change  




Tags